Feb 1, 2021 | News
With travel restrictions currently covering most of the world we strongly encourage anyone thinking of booking a holiday or making a trip abroad to contact their insurance broker before doing so.
We know that many people are
cheering themselves up at this particularly bleak time by making plans for the
summer when we all fervently hope that the vaccines will have given us our
freedom back. However, before committing we would urge you to check to what
extent insurance will reimburse you if things don’t go according to plan or
indeed whilst you are actually on that holiday.
Cover varies between insurers but all will almost certainly now
carry a Covid exclusion of one form or another. However, this won’t necessarily
be a blanket one and it is critical to be clear about what you do and don’t
have cover for before you make a financial commitment. The obvious thing is to
make sure that any pre-paid costs are refundable by the holiday provider should
Covid intervene but it is equally important to establish any circumstances
where they won’t be.
If you insure with Weatherbys Hamilton please do contact your
usual account executive to talk through any particular plans you are making
before you are fully committed.